HMA’s Lindsy Gwozdz Advances Responsible AI Governance in Mortgage Lending

Artificial intelligence is transforming the mortgage industry, creating new opportunities while also raising important questions around compliance, transparency and responsible use.

HMA Mortgage is proud to see Lindsy Gwozdz, Senior Vice President of Compliance & General Counsel, contributing to this important industry conversation through her involvement with the Mortgage Industry Standards Maintenance Organization (MISMO).

At the 2026 MISMO Fall Summit, MISMO announced two new AI governance certifications designed to help mortgage professionals and organizations put responsible AI practices into action.

As Lindsy shared:

“Responsible AI in mortgage can't stop at principles. The hard part is implementation.”

Her perspective highlights an important challenge facing the industry: moving from responsible AI guidelines to practical governance that mortgage companies can realistically implement.

Lindsy will also participate in a Fall Summit session focused on implementing MISMO’s AI governance framework and standards solutions.

At HMA, we’re proud to have Lindsy representing our organization and contributing to the development of responsible, practical approaches to AI in mortgage lending. As technology continues to evolve, strong governance and compliance will remain essential to maintaining trust throughout the mortgage process.

Read the full announcement from the Mortgage Bankers Association: MISMO Launches Two New AI Governance Certifications at Fall Summit