Rick Herring is a 17-year veteran of residential mortgage financing. With extensive experience in various loan programs, including FHA, VA, conventional, USDA, CP, refinance, short sales, and foreclosure properties, Rick is well-equipped to guide clients through the mortgage process. He values the importance of being a courteous, proactive, and knowledgeable loan officer, ensuring a smooth transaction for every client. Rick genuinely enjoys the entire process, from application to closing, and his goal is to provide an exceptional lending experience. Trust Rick Herring to navigate the complexities of mortgage financing and help you achieve your goals.