Tim was born in Erie and raised in North East, PA., after graduating from Penn State University, he moved south. Tim began working in the real estate industry in the 1980’s in the title insurance business. After a few years of learning the ins and outs of the title industry, he opened his own mortgage brokerage company in Boca Raton, Florida.
Tim moved back home to be closer to family, and opened his own Mortgage Brokerage Company in Erie in 2002. After hearing about the flexibility and the support team Holland Mortgage has to offer his clients, Tim transitioned over to Holland Mortgage in 2015.
With the constantly changing lending environment and the fact that no two loans are ever the same, the process can be quite intimidating for new clients. To help reduce their concerns and anxiety, Tim uses his expertise, and experience to help them pick out the best loan for their individual scenario. Tim believes that keeping his clients in the loop with communication at every milestone in the process is the reason why they refer family and friends to him for their mortgage needs.
Tim lives in Harborcreek, PA. and enjoys sailing on Lake Erie in the spring, summer and fall, and snow skiing in the winter.
I've been meaning to get a hold of you. Thank you for the card, I appreciate it, and all of your help with the purchase of my house and the refi. You have made a good experience and have been up front through out. Good service is a quality that's hard to find these days. I always recommend you and Bill when real estate come up in conversation. I hope you're doing well. Thank you again!- Paul L.
Dear Tim Bertram,
Thank you again for all your help you provided my wife and I with our VA home loan. Your expertise with this complicated matter was a great ease on our psyche. Your willingness to take a phone call and/or email at any time for questions and concerns we had really helped guide us through the process. Just the fact that we met and exceeded our closing date still amazes us.
Once again, thank you for walking us through this whole hurdle.- Andrew W.
Thank you for your help and also thanks for all you and your group did to help through the refinance process.- Ron G.